Eligibility & Making Changes

Eligibility

Benefit You
(Quadient Employee)
Your Dependents Automatic or Optional Coverage Begins Who Pays
Medical
Dental
Vision
Employees regularly scheduled to work 30+ hours per week Spouse/domestic partner* and/or dependent child(ren) Optional Date of hire Quadient & employee
Health Savings Account (HSA) Employees regularly scheduled to work 30+ hours per week Can use for tax dependents Automatic with UHC Choice Plus HSA Date of hire Quadient & employee
Health Reimbursement Account (HRA) Employees regularly scheduled to work 30+ hours per week Can use for tax dependents Automatic with UHC Choice Plus HRA Date of hire Quadient only
Flexible Spending Accounts (FSAs) Employees regularly scheduled to work 30+ hours per week Can use for tax dependents Optional Date of hire Employee
Supplemental Health Benefits Employees regularly scheduled to work 20+ hours per week Spouse/domestic partner* and/or dependent child(ren) Optional Date of hire Employee
Basic Life & AD&D Employees regularly scheduled to work 20+ hours per week N/A Automatic Date of hire Quadient
Supplemental Life Employees regularly scheduled to work 20+ hours per week Spouse/domestic partner* and/or dependent child(ren) Optional Date of hire Employee
Short-Term & Long-Term Disability Employees regularly scheduled to work 20+ hours per week N/A Automatic Date of hire Quadient
Employee Assistance Program (EAP) Employees regularly scheduled to work 20+ hours per week Entire household Automatic Date of hire Quadient
401(k) Plan Employees regularly scheduled to work 20+ hours per week N/A Automatic
(unless you opt out)
Date of hire Quadient & employee
Pet Insurance Employees regularly scheduled to work 20+ hours per week N/A Optional Date of hire Employee
ID Theft Production Employees regularly scheduled to work 20+ hours per week Employee or family Optional Date of hire Employee
Behavioral Health Coaching & Therapy  Employees regularly scheduled to work 20+ hours per week Spouse/domestic partner* and/or dependent child(ren) Automatic Date of hire Quadient
Wellthy Employees regularly scheduled to work 20+ hours per week N/A Automatic Date of hire Quadient

*To enroll your domestic partner and/or their child(ren) as your dependent, you must complete a Declaration of Domestic Partnership affidavit and return it to the Benefits Department. A domestic partner can be of the same or opposite sex. IRS rules and federal guidelines regarding domestic partnership apply.

When to Enroll

As a New Hire

Welcome to the team—we’re glad you’re here! You have 30 days from your hire date to enroll in benefits. The benefit choices you make are effective on your date of hire.

During Annual Open Enrollment

Open Enrollment is your once-a-year opportunity to enroll in or make changes to your benefits. Your Open Enrollment choices are in effect for the plan year—January 1 through December 31.

If You Have a Qualifying Life Event

When life events occur, your benefits may also need to change. Examples of a Qualifying Life Event include:

  • Marriage, divorce, or legal separation
  • Birth or adoption of a child (including placement for adoption), foster child placement, or court-appointed guardianship
  • Death of a dependent
  • Loss or gain of other health coverage for you and/or your dependents
  • Change in employment status
  • Change in Medicaid/Medicare eligibility for you or a dependent
  • Change in residency that leads to a loss of coverage
  • A Qualified Medical Child Support Order

If you need to change your benefits, contact us.benefits@quadient.com and submit your life event in MyADP.com no later than 30 days following the effective date of the event. You’ll be required to show proof of the event and the date it occurred.