We’re proud to offer three UnitedHealthcare (UHC) medical plans designed to help you and your family get the care you need at an affordable price. Learn more about your plan options below. To find an in-network provider, visit myuhc.com.
With a low deductible and copays for most services, your medical costs will be low and predictable, even for prescriptions. This plan has the highest premiums per paycheck and is not eligible for company contributions to an HRA or HSA.
Your per paycheck costs for this plan are lower than the PPO plan. You may enroll in a Health Savings Account (HSA) to save pre-tax money to pay for medical expenses now or in the future. Quadient contributes to your HSA too: $500 for single or $1,000 for family coverage.
This plan costs the least out of each paycheck but comes with a higher annual deductible than the other plans. Quadient contributes to a Health Reimbursement Account (HRA) to help you pay for health care expenses: $500 for single or $1,200 for family coverage.
Note: In 2026, the HRA carryover from 2025 will be limited to your individual or family deductible.
| Plan Features | UHC Choice Plus PPO | UHC Choice Plus HSA | UHC Choice Plus HRA |
|---|---|---|---|
| In-Network* | In-Network* | In-Network* | |
| Annual Deductible Individual/Family | $750 / $1,500 | $1,700 / $3,400 | $2,000 / $4,000 |
| Annual Out-of-Pocket Maximum Individual/Family |
$3,000 / $6,000 | $3,300 / $6,600 | $4,000 / $8,000 |
| Quadient Annual HSA/HRA Contribution Individual/Family |
N/A | $500 / $1,000** | $500 / $1,200** |
| You Pay: | You Pay: | You Pay: | |
| Preventive Care Visit | Covered in full | Covered in full | Covered in full |
| Primary Care Visit | $20 copay | 20% after deductible | 20% after deductible |
| Specialist Visit | $40 copay | 20% after deductible | 20% after deductible |
| Telehealth Visit | $20 copay | 20% after deductible | 20% after deductible |
| 24/7 UHC Virtual Visit | $20 copay | $49 copay | $49 copay |
| Lab & X-ray | 20% after deductible | 20% after deductible | 20% after deductible |
| Urgent Care | 20% after deductible | 20% after deductible | 20% after deductible |
| Emergency Room | 20% after deductible | 20% after deductible | 20% after deductible |
| Outpatient & Inpatient Hospital Services | 20% after deductible | 20% after deductible | 20% after deductible |
| Outpatient Mental Health Services | $40 copay | 20% after deductible | 20% after deductible |
| Prescription Drugs: Retail (up to a 30-day supply) | |||
| Generic | $10 | $10 after deductible | $10 after deductible |
| Preferred Brand | 20% ($30 min – $60 max) |
20% after deductible ($30 min – $60 max) |
20% after deductible ($30 min – $60 max) |
| Non-Preferred Brand | 30% ($50 min – $100 max) |
30% after deductible ($50 min – $100 max) |
30% after deductible ($50 min – $100 max) |
| Prescription Drugs: Mail Order (up to a 90-day supply) | |||
| Generic | $20 | $20 after deductible | $20 after deductible |
| Preferred Brand | 20% ($60 min – $120 max) |
20% after deductible ($60 min – $120 max) |
20% after deductible ($60 min – $120 max) |
| Non-Preferred Brand | 30% ($100 min – $200 max) |
30% after deductible ($100 min – $200 max) |
30% after deductible ($100 min – $200 max) |
*Only in-network benefits are shown above. For out-of-network plan details, review your SBC in the documents section.
**Company funding is pro-rated if you enroll in the HRA or HSA at any time other than Open Enrollment.
Annual checkups help you stay healthy. Take care of yourself and your family by using your FREE in-network preventive care benefits each year! Preventive care visits allow you to take action early and keep treatable health issues from becoming chronic conditions.
Call your doctor to schedule your FREE annual checkup today. Need to find a doctor? Go to myuhc.com or call 833-312-1220.
See the Benefits Guide or plan summaries for detailed information.