Health Reimbursement Account (HRA)

When you enroll in the UHC Choice Plus HRA, Quadient contributes to an HRA which you can use to pay for medical and pharmacy expenses. Unlike other health care accounts, only Quadient can put money in an HRA. Each time you visit the doctor or receive medical or pharmacy services, you can use the funds in your HRA to pay for eligible expenses. 

How the HRA Works

1

Quadient contributes FREE money to your HRA* to help you pay the annual deductible. The company will deposit up to $500 annually for single coverage, and up to $1,200 annually for family coverage.

2

Any unused funds in your account will rollover to the next year. The rollover amount is limited to your plan deductible amount.

3

Remaining funds from 2026 can help reduce your health care expenses in the 2027 plan year. The HRA carryover will be limited to your $3,000 individual or $6,000 family deductible.

*Pro-rated for new hires.

Using Your HRA Funds

UHC will apply your HRA funds toward qualified medical and prescription expenses. HRA funds will count toward your deductible and out-of-pocket maximum.

What About the Fine Print?

  • Once you use all the funds in your HRA, you are responsible for meeting the deductible before the plan begins to pay benefits.
  • In 2027, up to $3,000 (single coverage) or $6,000 (family coverage) of unused funds can carry over at the end of each plan year when you enroll in the same plan.
  • You cannot take leftover HRA funds with you if you leave your job.
  • You have the option to contribute to a Health Care FSA to set aside your own pre-tax money in addition to the HRA funds you receive.


Questions? Visit myuhc.com for complete HRA rules.

Review the flyers or plan summaries for detailed information.

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