401(k) Retirement Plan

Being ready for retirement is an important part of financial wellness. The key to success is to start saving now. The Quadient 401(k) Plan, administered by Fidelity, offers a variety of investment options to help you become retirement ready. In addition, Quadient generously matches employee 401(k) contributions to help your retirement savings grow.

Eligibility

Within the first 30 days from your date of hire, you are automatically enrolled in the Quadient 401(k) Plan at a 3% pre-tax contribution. After you receive your first paycheck, you may increase your contribution percentage or opt-out of the plan at 401k.com. You can make contribution changes and update your beneficiary information at any time; no need to wait for annual enrollment.

401(k) Contributions

Quadient will match employee contributions $0.50 for each $1.00 you contribute per pay period, up to 8%. Your contributions can be pre-tax (Traditional), post-tax (Roth), or a combination of both. Personal contributions are deposited into your account through convenient payroll deductions, and your funds are vested immediately. Quadient’s contributions to your 401(k) are vested after two full years of service.

Fidelity Resources

• Money Tips for Saving

Helpful Tips on Saving for Retirement

• Start saving as soon as possible to grow your retirement account.
• Begin with small contributions, if necessary, and increase contributions over time.
• Make setting aside money for retirement a habit.
• Understand investment returns may fluctuate.
• Let it sit. Avoid penalties by leaving funds in your 401(k) until retirement.
• Use the Planning & Guidance Center on Fidelity’s NetBenefits site to create a plan for your future and set financial goals.
• If you change jobs, you can roll over your retirement account.

For more information or to access your account, visit 401k.com or call 800-890-4015.

See the Benefits Guide or plan summaries for detailed information.